It’s about how you feel when you walk through the front door Imagine buying your dream home. Connect with a lender to help you make it happen.
The Losoya Group has hand-selected a small group of local lenders who they have deemed worthy of our clients.
The San Antonio real estate market it hot, and you are ready to buy. The next step is getting your finances situated for a loan approval. Who do you choose? Your Bank or local Credit Union? An internet based website promising instant approvals?
When you select The Losoya Group to represent you in the home buying process, it includes our extensive research, and history with companies that we have grown to trust. Companies who have made commitments to our clients and who have an A++ rating with us and our clients. The Losoya Group has pride in each and every company that we refer our clients to, one of the most important aspects of the home buying process is the Lender. This is why we have personally hand-selected a small group of lending companies that we refer our clients to. These companies are local, work 7 days a week and have proven to work hard to get loans closed on time with satisfied clients!
-Why choose a local lender vs a nationally recognized company or an internet based company?
What we love about using local lenders is that they are readily available for questions 7 days a week. Lenders working for big banks work typical bankers hours (Monday-Friday 9-5) chances are, thats around the time YOU work too! We will probably be previewing homes in the evenings and weekends, and well, sometimes we will need to put an offer in and will need some guidance from a lender. Having to wait until the next business day to get an answer from the lender can sometimes keep you from putting in your very best offer as fast as you would want to. With a local lender, they are eager to earn your business, they are available by phone, email and text! The Losoya Group has built a solid relationship with them and they understand that the lending is one of the most important aspects to our business. They go above and beyond for our clients!
Unlike a big bank or credit union, you will never have to call a 1-800 number to reach the person making decisions about your loan approval or process. Our approved lenders have a local number, just like us, you will meet face to face with the lender and they will go over the entire loan process. The Losoya Group loves technology, but understands that the lending process can be scary and overwhelming. This is why we have chosen a small group of lenders who understand the value of meeting with buyers in person and creating a relationship of trust. Once an offer is submitted, our lenders are willing to call the sellers agent directly and reassure them that the loan attached to the offer submitted is solid and sets up expectations from the start. (We have yet to have a big bank do this!)
To our lenders you are a name, a family, a person. Not just an number.
Our approved lenders live in San Antonio. They know the area, they know the city, they understand local taxes and are aware of local programs that may be available to you. A local lender will appear more attractive to a home seller because they understand that their business is heavily relied upon referrals, just like Real Estate Agents. They know the local lender will work hard to meet all the expectations provided. Many large banking lenders have a reputation of not closing on time, and being difficult to contact outside of normal business hours. They understand that the local lenders are readily available to contact and will work hard to earn their business in the future.
“I don’t think my credit is good enough,” “I don’t have enough money for a down payment,” “I just changed jobs and probably wont get approved for a loan”
These are phrases we hear a lot, many times people are unaware that they may be ready to purchase a home RIGHT NOW! Our approved lenders will ask you to apply for a loan so they can get a good idea of your overall financial situation. They will ask you questions about your income, your debt and your home buying goals. They will assess your financial situation and either approve you on the spot, or go over the next steps to get you to your goal of an approval. Many times it is as simple as paying down a debt, or opening a line of credit. Either way, if you aren’t 100% ready for an approval, our dedicated loan officers will set you up with a game plan to get you where you need to be!
Ready to apply for financing? Have questions about the process? Want to know what you need to do to get your finances ready for a loan approval?
Fill out the information below and The Losoya Group’s approved lender will contact you shortly!
The Losoya Group
Let me know how I can assist you with your San Antonio mortgage needs. I am here to help!